It used to be that career success began at the bottom, in an entry-level position, and that you slowly worked your way up the corporate ladder within a single company, earning new responsibilities and promotions based on hard work. As long as you worked hard enough, someone would take notice, and you would move up. Rung by rung, you just had to focus on doing your best and you would be rewarded. This career concept has now retired and is collecting dust in the back of a shed somewhere. [Read more…]
Practically everyone thinks that 50 percent of marriages in the United States end up in divorce, and while that may be somewhat true, it is not entirely accurate. Still, divorce is definitely NOT an uncommon thing, and not only in the United States. In other countries where divorce – or some form of it – is legal, more couples are facing the sad reality that is divorce.
If you are still not 100 percent sure about getting a divorce, there is absolutely no reason to rush it! There might be other options, and you might actually be worse off if you go down that road. So here are some financially helpful things that you really need to ponder on if you’re thinking about getting a divorce.
- Be informed. Consult the pros. Let’s get this out of the way – at the end of the day, the decision to get a divorce will be affected by so many factors that finances may not matter anymore. Whatever the reason may be, however, being informed and having professionals guide you is the best route to take. Don’t just take on any lawyer, but make sure that the firm/lawyer is specialised in family and/or divorce law. In the Milwaukee area, Campo Blumenfeld LLP Attorneys at Law is a prime choice.
- Create a balance sheet of your current finances as a couple. Whether you’ve been living as husband and wife for a year or for a decade, you will have to face the fact that a divorce will affect your income. Before you can look at the financial future, though, assess your current finances. More than your joint income, pay particular attention to all your liabilities and assets as a married couple. Then, label each liability and asset according to whether it is joint or individual. Once you’re done with this, you can easily assess if you’re going to come out of a divorce financially okay.
- Peruse your joint IRS tax returns. Preferrably, take a look at the last 3-4 years. This will give you a better idea about your finances, as well as things such as pension/retirement accounts.
- Create your future budget. Pretend you’re actually divorced and living on your own (or perhaps with the kids). List down all your potential income and expenses, and create a budget out of this information. This will help you see into the future and perhaps help you decide if you can hack it yourself financially.
Whether you decide to get a divorce or not, at the very least, you have a better grasp of the state of finances, right?
Generalized Anxiety Disorder, or GAD, is a severe mental condition that may render an individual unable to perform his or her normal job duties. Bouts of nervousness and anxious bodily reactions characterize the condition. A person who is suffering from GAD will have problems that are so detrimental to his or her health that working can become impossible.
When GAD prevents a person from performing his or her job duties, a disability attorney may be able to help that person to collect Social Security Disability. The following are five reasons that generalized anxiety disorder can keep people from working:
If you take a moment to think about your immune system, you’ll quickly come to the realization that it is truly extraordinary. There are millions of different types of bacteria and viruses, but your immune system manages to keep you safe from nearly all of them. Sure, you may pick up the occasional bug, but when you compare this to all the diseases that are out there, this is a drop in the ocean.
However, your immune system needs you to give a helping hand if it is to stay in top shape. There are lots of different ways you can do this, but the first place to start is with eating a good diet. A good diet means a balanced diet – you need to have foods from all the five food groups if you are going to get all the vitamins, minerals and nutrients that you need. For example dairy products have lots of vitamin A and B12, both of which can help to boost your immune system. On the other hand, foods that are high in fats and sugar will suppress your immune system – you need some of these for energy, but if you have too much it can actually stop your white blood cells from attacking bacteria. [Read more…]
It’s not something that most of us like to think about, but we are all going to experience grief in our lifetime. Many different situations can cause grief – not just the death of a loved one. For example, couples feel grief when they realize that they cannot have a child, and we all grieve to some extent when we lose our jobs. Grief can even occur when we end a relationship – we may be glad to be out of it, but we still feel deep sorrow for what we have lost. Sometimes we don’t even realize that we are experiencing grief – so it’s important to know the symptoms. [Read more…]